IMPORTANT NOTICES AND DISCLAIMERS

Summer Lawyers Disclaimer
Summer Lawyers is a separate legal practice and does not promote, operate, or provide legal services in relation to any managed investment scheme or lending activity described on this website.

Investment Risk Disclosure
All investment involves risk, including potential loss of capital. Bowral Capital facilitates mortgage-backed investments secured against Australian property, but security does not guarantee protection against all losses. Property values can decline, borrowers may default, and loan recovery through enforcement may be delayed or incomplete.
Before making any investment decision, carefully review our Information Memorandum (particularly Section 10: Investment Risks) and seek independent financial and legal advice appropriate to your circumstances.
Past performance of any loans is not indicative of future results. Bowral Capital makes no representation or guarantee regarding investment returns or capital protection.

Lending Terms Disclosure
All lending is subject to satisfactory credit assessment, security valuation, and legal documentation. Indicative terms provided during enquiry are subject to change based on detailed assessment.
Loan approval is at Bowral Capital’s sole discretion. We reserve the right to decline any application or require additional security, guarantees, or conditions for loan approval.
Borrowers are responsible for their own legal advice regarding loan documentation and must satisfy themselves that proposed finance suits their requirements and circumstances.

Privacy and Confidentiality
Information provided through this website or in direct communication with Bowral Capital is collected for the purpose of assessing and facilitating lending or investment opportunities. We maintain strict confidentiality and do not share client information with third parties except as required for loan processing (valuers, solicitors, mortgage registration) or as required by law.
View our full Privacy Policy for details on information collection, use, and protection.

Regulatory Information
Bowral Capital Pty Ltd ABN 70 668 962 178 is an Authorised Representative (AR No. 001317806) of Brindabella Investment Group Pty Ltd (AFSL 510735) and an Approved Representative of Brindabella Credit Pty Ltd (ACL 527582).
The Bowral Capital Wholesale Fund is offered only to Wholesale Investors under section 761G of the Corporations Act 2001 (Cth).
This website provides general information only and does not constitute financial product advice. To qualify as a Wholesale Investor, you must meet criteria under section 761G of the Corporations Act, including net assets of $2.5 million or more, gross income of $250,000 or more for the last two financial years, or investing $500,000 or more. Brindabella Investment Group acts as Trustee and issuer under AFSL 510735. Bowral Capital acts as Fund Manager and Authorised Representative under that AFSL.

Related Party Disclosure
Bowral Capital and Brindabella Investment Group are related entities. Appropriate conflict management procedures are in place, including annual independent compliance review, to ensure transparency and investor protection.

General Disclaimer
Information on this website is general in nature and does not constitute financial product advice, legal advice, or recommendations tailored to individual circumstances. While we endeavor to ensure accuracy, information may change, and we make no warranty regarding completeness or currency of content.
Prospective investors and borrowers should conduct their own due diligence and seek appropriate professional advice before making financial decisions.